Logo #1 is a little too busy for my liking. I don't really understand why there is a tilted L with the skeleton and stethoscope there. It is a little strange. I am more looking for a logo that is more distinct rather than a play with the lettering of the Paytrieval word itself. Take for example, the logos for banks. Such as Commonwealth Bank in Australia, Chase Bank and other such banks. They are distinct, and have some abstract resemblence to their field. But thankyou for your entry.