
Completed
Posted
Paid on delivery
Project Overview 1️⃣ Core Payment System Features 1.1 Mobile apps (iOS & Android) with multilingual support 1.2 Add, store, and manage credit and bank cards 1.3 Send, receive, and withdraw payments 1.4 QR code payments for fast transactions 1.5 Subscription-based models & automatic payments 2️⃣ Payment Functions & Wallet System 2.1 100% Proprietary Payment System (without third-party providers like Stripe, PayPal, etc.) 2.2 Funds remain in the app until withdrawn 2.3 Direct payments with linked credit/bank cards if balance is insufficient (like PayPal) 2.4 Direct withdrawals from the app wallet to bank accounts 2.5 Payments via email & phone number (P2P Payments) 2.6 Complete in-app payment processing – no external providers needed! 3️⃣ Integration into an Existing Project with 4 Subscription Models 3.1 Seamless integration into an existing project 3.2 Customization to fit the 4 existing subscription models & dynamic pricing 3.3 Automated subscription management & recurring payments 3.4 Flexible cancellation & upgrade options for subscriptions 3.5 Full installation & setup included 3.6 Ready to use immediately after integration 4️⃣ Advanced Payment Methods & User Experience 4.1 P2P payments via phone number & email 4.2 Virtual & physical debit cards (Visa/Mastercard) 4.3 Instant bank transfers (SEPA, SWIFT, Faster Payments) 4.4 Multi-currency support with real-time exchange rates 4.5 Dynamic fee adjustment for international payments 5️⃣ Security & Compliance at the Highest Level 5.1 Every payment must be approved via Face ID & fingerprint authentication 5.2 AI-powered fraud detection & transaction monitoring 5.3 PSD2 & Open Banking API integration for banks 5.4 Advanced biometric security (Face ID & fingerprint authentication) 5.5 User-controlled privacy settings (transaction visibility, data sharing, etc.) 5.6 Dynamic limits for daily/weekly transactions 6️⃣ Merchant & Business Optimizations 6.1 Recurring & subscription payments with customizable pricing 6.2 Real-time invoicing & QR billing 6.3 Flexible fee structure for merchants (fixed fee or percentage-based) 7️⃣ API Integration & Third-Party Support 7.1 Bank API for direct transactions & account linking 7.2 User API for external platforms to send and receive payments 7.3 Webhooks for real-time transaction notifications 7.4 Open API for marketplaces, SaaS, & e-commerce platforms 8️⃣ Scalability & Global Expansion 8.1 Multi-wallet system with sub-accounts for different currencies 8.2 Marketplace API for eBay, Amazon, Shopify & Etsy 9️⃣ Real-Time Notifications & Transparency 9.1 Push notifications for instant payment confirmations 9.2 Email notifications for: 9.2.1 Incoming payments 9.2.2 Outgoing payments 9.2.3 Withdrawals to a bank account 9.3 Users can customize notifications (mute, email only, push only, etc.)
Project ID: 39200221
60 proposals
Remote project
Active 4 mos ago
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Reinach, Switzerland
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Member since Jan 11, 2011
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