if you have ready source code then it will help us to complete fast.
it would be a simple mobile application for sending money quickly between your friend and family or others also can withdraw with withdraw method. Also have to add a gateway by which we can provide API to ecommerce or others company and they can add it as a payment getway as like as others payment gateway.
What i need.
Account : Can signup there email Only but have to add there unique mobile number and have to select country. after register this account status will show pending and when user make minimum deposite 5 USD that time account will be active. this 5 usd will add in account wallet
Referral - wil generate auto referral link for each user. when register and make deposite and active account that time will get $5 to referral account. and another condition is if any user open account as per any referal link or code then that account holder will not get any referral link in life. where will show "You are not elegible ".
A referral elagible account can refere maximum 3 person. when they will get 3 referral that time this account referal option will show "Your have no more referral availe"
Send Money - Send money quickly to friends by simply using this apps. There’s no extra transaction fee for sending money. if any user want to set escrow then can add escro system. and this escro will be valid for 24 hours. in this priod this amount will show as a escrow and user can't send to others after 24 hours it will show pendnig. that time reciver can make dispute and it will come to support and our team will handle it. if sender approve this escrow as completed then can send or withdraw. if escrow didnot release then it will show pending.
Request Money - Now, it will take few minutes to send request to other for money, if the recipient doesn’t have account then he will get a mail to there email and can open account easily for free. Receiver can Accept request within a seconds. Also can Declined any request.
Payouts -- " Perfect Money ( PM ) " user can withdraw any amount via this app. Use this app for easily cash out from user wallet to there PM [login to view URL] any user will make withdraw then it will show pending and it will come to our admin area. Where our team will check and make [login to view URL] our team see any fraud transaction that time our team can suspend this account or can ask for [login to view URL] take the protection of user account very seriously by using security measures. Also help to protect user account information.
User Profile -- User can see & update their profile.
Dashboard -- From each user dashboard users can see all active wallets and available balance in their wallet.
User Activity -- Transactions records are saved in user acivity. Details of all trnsactions are here. You can view Deposits & Merchant payments record also.
QrCode -- Now users are able to send money or request money by scanning other users qr code. Also customers can make payment by scanning the qr code.