Articles on Personal Finance

Hi Sharath, Personal finance is a niche in which I'm very complacent, as I have written many articles in this niche. Sample ​Tips to Avoid Being in Default on Your Payday Loan There have been many times that a customer/borrower will take out a payday loan to be able to pay for some unexpected expense that they have been hit with and then find themselves in default and unable to repay the amount that they now owe. There are several reasons why this comes about and a few things that you can do to get yourself out of this situation. These are: Work out an Installment Plan, Get a Loan from a bank or friends, Be careful how much you borrow and Watch those interest rates very carefully. Let’s say that the amount of your payday loan is $500 and term is 15 days. Work Out an Installment Plan The time for repaying the loan has come and you have found yourself in the position of not being able to repay the entire amount, which is over $550. That extra money that the lender is charging you is for processing and holding the payday loan. This gets to be tiresome when borrower after borrower cannot repay the payday loan that they have taken out. You can apply for an extension of the term of the loan, but be aware that you need to pay at least part of the balance forward to get this extension. Another option is to work out an installment plan with your lender. Regards, Sans.

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