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cost price insurance

Firstly I will describe the business to give a general overview of what we are trying to achieve. We are basically trying to merge crowd-funding with insurance, so instead of paying a monthly premium based on speculation, the group gets charged when someone in that group claims. For example 100 people insure their iPhones and during the course of the year 10 people claim the cost of replacing those 10 phone is approx. £5000 which will be charged to the group of 100 resulting in each person being charged £50. Obviously in the UK insurance is highly regulated and that is the first question I need answered.

1. Is there a way around being seen as an insurance provider perhaps because I am taking no risk or because the contact is between the members of the group and I am simply a third party? The aim is not to have to register with the FSA and get caught up in the red tape.

2. I need an easy way to enforce the contract in regard to getting payments out of people who owe the group.

The main objective is to discover whether this is a viable project for me to peruse [url removed, login to view] questions welcome.

Thanks for your time.

Kỹ năng: Hợp đồng, Pháp lý

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( 0 nhận xét ) Bristol, United Kingdom

Mã Dự Án: #1684192

5 freelancer đang chào giá trung bình £243 cho công việc này

frankrappa

Dear nicgrev, I am highly knowledgeable in the area of Insurance Law and regulations, and can be a great asset in starting of this business venture in the right direction. With over seven years of experience resea Thêm

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videfa

I understand what you are talking about. I live in UK & USA. I have worked in mainly UK offshore sector. There are a few proposal we can chat about...including captive insurance, etc. If interested let me know and we c Thêm

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adv7

I understand the concept. But you have to structure it differently both in term of the provider and the parties insured. Insurance as we know it in almost all jurisdictions is highly regulated. It may be a viable propo Thêm

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Maurice78

Commercial Lease Agreement - United States A state-specific agreement for leasing buildings, office space, retail stores, and all other commercial space. New! Revise boiler plate clauses for current and future leases. Thêm

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nevj5

Have a look at my profile for my background, experience contact details and work sample. My CV is in my portfolio. I have been a practicing lawyer for 35 + years preparing various documents, reading others, arguing. Thêm

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