I run a small short term loan company and have been using a custom made program on excel for 12 years now and I need a more modern one. It can either be web based, asp, php etc. or as a standalone file I do not mind. program must enable the user to: Add / Delete a customer. View Customer details Name Address Financial Details Starting balance Total Payments made Total Cash Given out Current Balance I would be happy to have a spreadsheet view where user can enter payments for each customer every week and add cash given out. there are a lot of customers so its easier to just press the down arrow key on spreadsheet and enter payments more quickly for each customer. View weekly details, total cash given out, payments made. must be able to print reports. View Total cash given out, payments made to date. print reports ability to change interest rates on cash given out. I would like an 'end of year' button (when clicked, back up year, store it in history folder. A new year is then created with balances from previous year moving onto starting balances for the next year. the speadsheet columns for each week would be something like cust no. cust name. week no. date. payment. cash given out.