ok, I figured it out, we can have a type in your zip code to get your rates, then it will say next, then pull up the application asking for their first last name,, email address, their home address, their telephone numbers, estimated appraised value, current loan amount, proposed loan amount and what they are proposing to do, drop down, like new purchase, refinance no cash, refinance cash, refinance debt consolidation, and refinance second lien, then have income used, W-2, Self Employed, Bank Statement, Stated, No Doc. The next line will have what is your estimated credit score between 300-850. Well, selecting the range is where all the magic works, it will allow me to generate a proposed interest rate and add the client to the admin as a lead, so they will be forwarded to a screen that shows them based on the information you provided, your rate will be? And I will have various rates and programs based on the credit score rating that I put in a table... Like if they were to have put 600
It will say based on the criteria you have submitted, your rate should be:
30 Year Fixed 20 Year Fixed 15 Year Fixed 5/1 Arm Payment Option Arm
6.25% 6.00% 5.75% 6.00% 1.25%
I would need an admin area that I can build different rate selections based on the different credit scores they add....
This will give the rate shopper type appearance without the auto update stuff, it will actually be manual...
I can put for credit 300-500 and put the rates, then 500-559 put the rates then 560-580 then 581-620, then 621-680 then 681-720, then 721-760 then 761-850
We need to make a good banner to luring them, like shop your rate now on the front or something... No matter what, their information will be saved in the admin and an email sent to me giving me their info.. This way I can put them on an email auto responder campaign or something
As long as I have the capability to add the information based on their criteria, we will be ok