Non-QM Mortgage Underwriter Needed

@mussadiq3

Hi, I have carefully reviewed your requirements and I’m confident I can support you with Non-QM underwriting, especially DSCR, bank-statement, 1099, and P&L-based loan files. I am a CPA and CBA qualified accountant with over 5 years of experience in financial analysis, credit-style reviews, cash-flow assessment, and document-based underwriting support. I have strong experience analyzing financial statements, bank statements, income verification files, and structuring clear risk-based assessments similar to underwriting workflows. I understand the importance of accuracy, attention to detail, and policy compliance when reviewing mortgage loan files. I can carefully examine applications, validate supporting documentation, assess income consistency, and help ensure files are complete, properly structured, and aligned with lending guidelines before credit decisioning. I am comfortable performing detailed file reviews, identifying missing or inconsistent documentation, assessing borrower income through multiple formats (DSCR, bank statements, 1099s, and P&L data), and supporting condition clearing with a sharp, risk-focused approach. I also have strong experience working with Microsoft Excel and accounting systems, and I can quickly adapt to mortgage industry platforms and paperless workflows such as Doc Velocity if required. Please open the chat so we can discuss your workflow, file volume, and underwriting expectations further. Thanks & regards, Mussadiq Hussain

@Feriver

Hello, I understand you’re seeking a Non-QM mortgage underwriter with hands-on experience in DSCR, bank-statement, 1099, and P&L-based loans to manually underwrite files with strong attention to policy compliance, risk assessment, and production timelines. The role requires accurate review of loan applications, supporting documentation, contingencies, and credit decisioning while ensuring adherence to investor guidelines and internal lending standards. I can review and underwrite loan files end-to-end, including income analysis for non-traditional borrowers (bank statement, self-employed 1099, and DSCR structures), verification of asset and liability documentation, risk layering evaluation, and clear identification of conditions required for suspense or final approval. I will ensure each file is assessed consistently against guideline requirements, with structured decision notes, condition tracking, and clear justification for credit outcomes suitable for audit and compliance review. I’m comfortable working within mortgage software environments and can adapt to systems like Doc Velocity or similar paperless platforms. I can maintain production standards, meet turn-time expectations, and provide clean underwriting decisions backed by clear documentation and risk rationale. Thanks, Asif

@swatijain5558

With extensive Non-QM underwriting expertise and a keen eye for detail, I specialize in reviewing and analyzing mortgage loan applications to ensure accuracy and compliance with policies. I have successfully manually underwritten complex loan files and have experience working with P&L-based loans. How critical is familiarity with Doc Velocity for this project? Regards, CA. Swati Jain, CPA | Indian CA & CS

@omair890

Hi there, I can manually underwrite Non QM mortgage loan files with strong experience reviewing DSCR, bank statement, 1099, and P&L based loan scenarios. I understand how to assess borrower risk, analyze supporting documentation, clear conditions, review suspenses, and make accurate lending decisions while maintaining compliance with underwriting guidelines and production timelines. I am also comfortable working with mortgage industry software and Microsoft applications for efficient file management and reporting. I can support frontline underwriting tasks including new loan reviews, condition management, risk evaluation, and document verification with strong attention to detail and accuracy. While Doc Velocity experience is not mandatory, I am adaptable to paperless mortgage systems and can quickly integrate into your workflow while delivering reliable underwriting support within your turnaround expectations.

@Vicky482

Hello, I reviewed your project and it aligns well with my experience in mortgage-loan review, financial-document analysis, and underwriting support workflows. I have previously assisted with Non-QM loan documentation review, DSCR analysis, bank-statement and income evaluation, suspense-condition management, and underwriting-support processes involving detailed file assessment and risk review. I understand you are looking for someone with strong Non-QM underwriting knowledge who can manually review loan files, analyze borrower documentation, identify risk factors, manage conditions, and support lending decisions while maintaining quality and turnaround standards. I can help review DSCR, bank-statement, 1099, and P&L-based loan files, assess supporting documents for completeness and consistency, and assist with underwriting workflows and suspense reviews with strong attention to detail. My approach focuses on accuracy, guideline-based review, organized condition tracking, and efficient communication to help maintain underwriting quality and production timelines. I am comfortable working with mortgage-industry workflows, Microsoft applications, paperless documentation systems, and structured underwriting-review processes. Familiarity with systems such as DocVelocity is also beneficial for streamlined file handling.

@Qad33rM3hdi

Yes! You are on the right bid. I have read all project details and descriptions regarding Non-QM Mortgage Underwriter Needed I will save your time by letting my work speak for you. If I am lucky enough to get your attention, please feel free to reach me so we can spend 10-15 minutes and discuss everything ;) You can check my portfolio and reviews regarding your Project: https://www.freelancer.pk/u/Q@d33rM3hdi Best regards! Qadeer Mehdi!

@GuruDesigner33

Hi there! With hands-on experience underwriting Non-QM loan products including DSCR, bank statement, 1099, and P&L-based loans, I can confidently review and manually underwrite mortgage files with a strong focus on accuracy, risk assessment, and compliance. I have experience analyzing borrower documentation, identifying conditions, reviewing contingencies, and making sound credit decisions while maintaining production timelines and loan quality standards. I am highly detail-oriented, comfortable working in fast-paced lending environments, and proficient with Microsoft Office and mortgage industry software platforms. I also understand the importance of clear communication with processors, loan officers, and borrowers to keep files moving efficiently. While not mandatory, I am familiar with paperless workflows and can quickly adapt to systems like Doc Velocity. I would welcome the opportunity to support your underwriting team and contribute reliable, high-quality loan reviews.

@salahuddin1973

Hello I can support you with Non-QM underwriting work with a strong focus on DSCR, bank-statement, 1099, and P&L-based mortgage loans, applying a detailed underwriter’s review mindset to ensure accuracy, compliance, and risk clarity. I am comfortable manually reviewing full loan files end-to-end, including income validation, asset analysis, credit evaluation, and collateral review. My approach is structured around identifying missing documentation, assessing borrower risk, and ensuring files meet guideline compliance before moving forward in the underwriting process. I also work efficiently with mortgage workflows and standard tools like Microsoft Office and can quickly adapt to systems such as Doc Velocity or other paperless underwriting platforms if required. Portfolio: https://www.freelancer.pk/u/salahuddin1973 I can start immediately and align with your turn-time expectations while maintaining strong file quality and underwriting consistency. Naufal

@ArasakaSystems

Your biggest risk here probably isn’t missing document types—it’s overlooking nuanced risk signals buried in manual underwriting. Non-QM files demand a precise blend of analytical rigor and pragmatic judgment to spot inconsistencies that automated systems often miss. I approach each file by mapping applicant data against risk triggers specific to DSCR, bank-statement, 1099, and P&L loans, ensuring every condition and contingency informs a sound lending decision. Familiarity with industry-standard platforms and workflows ensures efficiency without sacrificing quality or compliance. Let’s discuss how to tighten your underwriting process while maintaining turnaround goals with minimal friction.

@MONEYEARN04

Hi there, I’m interested in supporting your Non-QM underwriting operations. I have experience reviewing DSCR, bank-statement, 1099, and P&L-based loan files with strong attention to detail and risk analysis. I understand how to manually assess borrower income, assets, credit, and layered risk factors to make informed lending decisions while ensuring compliance with underwriting guidelines. I’m comfortable handling frontline underwriting, suspense reviews, and condition reviews while meeting production and turnaround expectations. I’m also experienced with Microsoft Office and mortgage industry software and can quickly adapt to systems like Doc Velocity. Best regards, Aman

@jayantm76

Hi Thank you for reaching out, I can manually underwrite DSCR, bank-statement, 1099, and P&L files, handle suspense and condition reviews, and keep decisions aligned with guidelines and turn times. Are you looking for frontline underwriting only, or also ongoing condition and suspense review support? Let’s hop on chat to discuss about project Best, Jayant

@samritig2601

Hello, I hope you are doing well. I am a professional accountant with over 5 years of experience in bookkeeping and financial management. I specialize in maintaining accurate financial records and helping businesses stay organized and compliant. I can assist you with: • Bookkeeping (daily, weekly, or monthly) • Bank & credit card reconciliation • Preparation of monthly financial statements • Accounts payable & receivable management • Payroll processing • Month-end and year-end closing entries • Expertise in QuickBooks and NetSuite I focus on accuracy, timely delivery, and clear communication to ensure your financial data is always up to date and reliable. I would love to discuss your requirements in detail and understand how I can add value to your business. Looking forward to working with you. Best regards, Samriti G.

@jagadanandasahu

With 11+ years of Banking experience as Branch Manager in different branch heading branch, writing application to verifying documents like kyc, financial then appraising the loan & sanctioning the loan, i am a good choice for you. If I have informed how many loan files do you have, I can complete 2 loan files in a day with precision.