Stripe Connect Developer Needed for P2P Payment App (No Wallet)

@diektech

Hi — Elias here from Miami. I see you’re looking to build a peer-to-peer payment app using Stripe Connect. That’s an interesting challenge, especially when it comes to ensuring seamless transactions without a wallet feature. One common issue with apps like this is managing user trust and security during transactions. Another potential hiccup is ensuring your app scales effectively as user demand grows. Both are critical for a smooth user experience. My approach would involve setting up a straightforward integration with Stripe, focusing on secure API calls and user verification. I’d also prioritize a clean UI to keep the process simple for users. Testing will be essential, especially around transaction failures and edge cases, to ensure we minimize disruptions. To get started, could you share how you envision user verification working? Also, do you have a specific timeline in mind for this project? Looking forward to discussing this further.

@ykarora26

With extensive experience in Stripe Connect integration, I can seamlessly integrate the payment flow, user onboarding, and backend logic for your peer-to-peer payment app. My previous work includes developing similar payment systems for fintech apps. How do you envision user authentication for secure payment processing in your app? Regards, Yogesh Kumar

@godesignpk

Hello, We went through your project description and it seems like our team is a great fit for this job. We are an expert team which have many years of experience on PHP, Mobile App Development, iPhone, Android, Stripe, iOS Development, React Native, Flutter Lets connect in chat so that We discuss further. Thank You

@k1ng440

Handling P2P transfers without a central wallet means you're essentially building a payment orchestration layer. The challenge here isn't just the API calls, but managing the onboarding flow for Connect accounts to avoid compliance bottlenecks. I've architected systems handling over 150 external service integrations, including complex financial flows where precision and reliability are non-negotiable. My approach focuses on ensuring the funds move directly between users while keeping the platform's role as the facilitator clean and transparent. I can help you set up the Express or Custom accounts and the transfer logic to ensure the money moves exactly as intended without getting stuck in a platform balance. Do you already have your Stripe account approved for Connect, or are we starting from scratch?

@mogsten

Hi there, I reviewed your Stripe Connect P2P payment app requirements and can help build a secure send/receive money flow without using an internal wallet balance system. My approach * Set up Stripe Connect onboarding so users can create and verify connected accounts for receiving funds. * Build the P2P payment flow using secure backend payment logic, transfers, payouts, fees, and proper transaction tracking. * Implement webhooks for payment success, failures, disputes, onboarding status, payout updates, and transfer events. * Integrate the flow with your mobile app API and add clear logs, error handling, testing, and documentation. I have experience with Stripe Connect, payment APIs, fintech-style flows, backend payment logic, mobile app integrations, webhooks, secure checkout, and payout systems. I’ll focus on keeping the flow compliant, reliable, and easy to maintain. One question, do you want the sender to pay by card each time, or should bank payment methods also be supported? Cheers, Alexander

@AZTURK1

Hi there, I will implement Stripe Connect for a Flutter-based P2P payment app so Android and iPhone clients can send/receive without an internal wallet; I’ll build secure server-side transfers and onboarding. - Implement server-side Stripe Connect (Express/Custom) onboarding: create connected accounts, OAuth token exchange, and KYC hooks - Build backend transfers and payouts without a wallet: PaymentIntents → Charges → Transfers, webhook reconciliation, fee calculations - Integrate Stripe Flutter SDK on Android and iPhone for client tokenization and secure payment flows - Post-fix validation and staged deployment with rollback plan Skills: ✅ Stripe Connect ✅ Flutter ✅ Android ✅ iPhone ✅ Webhooks & Payment APIs ✅ Cloud backend deployment Certificates: ✅ Microsoft® Certified: MCSA | MCSE | MCT ✅ cPanel® & WHM Certified CWSA-2 I’m available to start immediately. Do you want Express or Custom Stripe Connect accounts for onboarding? $350 , 3 days. - ROLE & GOAL

@abhishek060

Hi, I reviewed your requirements and understand that you need a Stripe Connect integration that supports user onboarding, secure money transfers, and payouts without relying on an internal wallet balance system. I can help set up Stripe Connect, implement the payment flow, handle account onboarding, and build the backend logic required for transfers, payouts, and transaction management. The goal will be to create a smooth and secure experience for both senders and recipients. A couple of questions: • Which mobile stack are you using (Flutter, React Native, native iOS/Android)? • Have you already decided on Stripe Express, Custom, or Standard Connect accounts? I have 4+ years of working experience with payment gateway integrations, APIs, and backend systems, and I'm comfortable implementing Stripe-based payment workflows from onboarding through payouts. I can start immediately and would be happy to discuss the project in more detail. Looking forward to hearing from you.

@usmanbashir12100

Hi, I can help you implement a Stripe Connect-based P2P payment system where users can send and receive money directly without maintaining a stored wallet balance. I have experience with Stripe Connect onboarding flows, transfers/payouts, and secure backend payment architecture. I can set up the full payment flow, including user onboarding, account linking, transaction handling, and API integration for your mobile or web app while keeping everything compliant and secure. Best regards, Muhammad

@DigitalNightOwl8

Hi Mate , Good morning! I’ve carefully checked your requirements and really interested in this job. I’m full stack node.js developer working at large-scale apps as a lead developer with U.S. and European teams. I’m offering best quality and highest performance at lowest price. I can complete your project on time and your will experience great satisfaction with me. I’m well versed in React/Redux, Angular JS, Node JS, Ruby on Rails, html/css as well as javascript and jquery. I have rich experienced in Mobile App Development, React Native, iOS Development, iPhone, Flutter, PHP, Android and Stripe. For more information about me, please refer to my portfolios. I’m ready to discuss your project and start immediately. Looking forward to hearing you back and discussing all details.. With regards

@cliftonc20

Hello, the no-wallet constraint is the part that matters here, because it changes the payment architecture from a simple balance ledger into a tightly controlled fund-flow system around Stripe Connect. The real engineering risk is not the API hookup itself; it is getting transfer timing, payout state, and failure handling correct so money movement stays consistent when payments succeed, fail, reverse, or get disputed. I’ve built several production systems where the important work was separating control logic from execution paths and making state transitions reliable under real usage. For a P2P app like this, I usually structure the backend around onboarding, payment authorization/capture, transfer orchestration, payout state, and webhook-driven reconciliation rather than coupling everything into one request flow. The closest architectural match in my background is Enterprise ProxyTool Client App, where I separated control plane and execution plane for billing, metering, and backend coordination. Dent-Cloud is also relevant from the standpoint of secure API design and production SaaS backend reliability. I’d recommend sketching the exact fund flow first: who pays whom, when the platform touches funds, what event finalizes recipient availability, and how exceptions are reconciled. That is what determines whether the integration stays maintainable. If useful, I can map the payment lifecycle and webhook state model before implementation. Clifton

@AndrewJSMAN

I’ve integrated Stripe Connect into React Native and Flutter apps before—handled onboarding, transfers, and payouts in similar P2P setups—so this is right in my wheelhouse. My approach: I’ll set up Stripe Connect accounts for users via OAuth, wire the mobile SDKs (React Native/Flutter) to the Stripe API for tokenizing cards and initiating transfers, then build the backend (Node/PHP) to handle payment intents, split transfers between connected accounts, and log all transactions to a single ledger. I’ll validate the flow end-to-end: test failed payouts, race conditions in concurrent transfers, and idempotency keys. Deployment will use Stripe’s live mode with webhooks for real-time payout updates. I can start immediately.

@chiragpipal

⚠️ If you're not happy, you don’t pay. ⚠️ Hi there, thank you for sharing your detailed project requirements. I can build your peer-to-peer payment app using Stripe Connect with a secure and seamless design. I will deliver: • Stripe Connect integration • P2P payment flow • Secure payment processing • User onboarding • Backend setup for transfers • Mobile app experience You will also receive: • Detailed documentation • Post-launch support I am confident I can execute your vision professionally and efficiently. Looking forward to discussing timeline and next steps. Best regards, Chirag.

@ibrahimsoft004

Hello, I can help design and implement a secure Stripe Connect-based P2P payment platform that allows users to send and receive money directly without maintaining an internal wallet balance. My approach would use Stripe Connect Express or Custom accounts (depending on your compliance and UX requirements) to onboard users, verify identities, and manage payouts while keeping funds movement within Stripe's ecosystem. This reduces regulatory complexity and avoids the need to build and maintain a stored-value wallet. Key deliverables: • Stripe Connect account onboarding and KYC verification • P2P send/receive payment flow • Payment Intents and secure card/bank payment processing • Transfers and payouts to connected accounts • Webhook handling for payment status, disputes, refunds, and payout events • Backend architecture for transaction tracking and reconciliation • Fraud prevention and security best practices • Mobile app API integration support (Flutter, React Native, iOS, Android) I’m available to discuss the payment flow, connected account type, and backend architecture and can start immediately.

@jaroslavcaprata

Hi, there. I understand you’re building a P2P payment platform that relies on direct transfers rather than maintaining an internal wallet balance, and Stripe Connect is the right foundation for that model. I have experience integrating Stripe Connect, payment onboarding, payouts, transfers, KYC verification, webhook handling, and secure backend payment workflows for fintech-style applications. I’ve worked on mobile and web platforms where payment flows required compliance, account verification, transaction tracking, and seamless user experiences. For this project, I would design a secure architecture around Stripe Connect accounts, user onboarding, payment authorization, transfer orchestration, payout management, and event-driven backend processing through Stripe webhooks. Special attention would be given to security, error handling, transaction reconciliation, and scalability to ensure reliable money movement without the complexity of maintaining stored balances. My approach focuses on creating a clean, maintainable payment infrastructure that supports future growth while adhering to payment industry best practices. I’m confident I can help build a robust Stripe Connect integration that delivers a smooth and secure experience for both senders and recipients. Thanks.

@umer419

Hello, I carefully reviewed "Stripe Connect Developer Needed for P2P Payment App (No Wallet)" and fully understand the project requirements. With my experience in PHP, Mobile App Development, React Native, I can deliver exactly what you're looking for with attention to quality, performance, and detail. I’m ready to start immediately and would be happy to discuss any specific requirements or questions you may have. Looking forward to working with you. Best regards, Umer

@dorofiip

Hey, I can start now. ✅I’ve worked on something very similar. What really matters here is ensuring seamless P2P payment flow without a wallet. The tricky part is usually integrating Stripe Connect for secure processing. I recently worked on a similar project where I implemented Stripe Connect for a marketplace platform, handling user onboarding and backend payment logic effectively. While I haven't done this exact setup, I have experience with Stripe Connect and API integrations. I'd approach this by focusing on direct payment flows and backend setup for transfers. Let's chat! -Dorofii

@letswork92

Hello, Building a peer-to-peer payment app without a wallet system presents unique challenges, especially in ensuring seamless user onboarding and secure transactions. With over 12 years of experience in full-stack development, I specialize in integrating robust payment systems like Stripe Connect. My expertise includes setting up the entire payment flow for P2P transactions and ensuring secure processing through technologies such as Node.js for backend logic and React Native or Flutter for mobile app development. I also have extensive experience with automation tools like Appium and Playwright to ensure that the application runs smoothly across platforms. I understand the intricacies of fintech applications, particularly when it comes to user account management and transaction payouts. My goal is to create an intuitive experience while adhering to security standards. To ensure we align on expectations, could you clarify whether you have any specific compliance requirements for your target market? Looking forward to discussing this project further! Best regards, [Your Name]

@carlosd178

Hello, As a result of a detailed review of your project requirements, I fully understand the scope and expectations. I have experience implementing payment platforms, Stripe integrations, and mobile application backends, and I'm available to start your project right now. I bring deep expertise in Stripe Connect, PHP, Mobile App Development, React Native, Flutter, iOS Development, Android, and payment API integration with over 10 years of experience. One of the key challenges in a P2P payment platform without an internal wallet is designing the payment flow so funds move securely between users while remaining compliant with Stripe Connect requirements. My approach would be to implement Stripe Connect onboarding, account verification, payment collection, transfers/payouts, webhook handling, and backend transaction tracking without maintaining a stored balance inside the application. I have worked with payment APIs, payout flows, secure tokenized payments, and mobile app integrations where reliability, compliance, and user experience are critical. I have a couple of quick questions. • Are you planning to use Stripe Connect Express, Custom, or Standard accounts for user onboarding? • Do you already have the mobile app/backend in place, or is the Stripe integration being built as part of a new platform? I would be glad to discuss further details and am ready to start immediately. Looking forward to hearing from you. Best regards, Carlos.

@hoangvanp

Hi, I can integrate Stripe Connect into your peer-to-peer payment app, enabling users to send and receive money directly without the need for a stored wallet balance. The payment flow will be seamless, with secure processing and user-friendly onboarding. I have experience with Stripe Connect, fintech-style payment systems, and mobile app development. For this project, I would start by setting up the backend for transfers and payouts, ensuring a smooth payment experience for your users. A key challenge is maintaining security while handling direct payments without an internal wallet system. I address this by implementing robust encryption protocols and secure API connections to protect user data and transactions. I will provide a fully integrated Stripe Connect solution, user-friendly payment flow, secure backend setup, and seamless onboarding process for your users. Let's discuss the details via chat. Regards,