garyowens

I am a writer whom writes about many topics. I have "ghost" written several childrens books and technical manuals, over the years. More recently, I have written several home schooling articles, business and industrial safety articles, with some articles in Real Estate and the credit/mortgage lending markets. I have some paralegal background/training and do know how to do legal research. I also have a background in investigative fields, and credit markets in the area of recovery of assets.