T K.

§ Skilled and dedicated executive having 40 years’ work experience in a topmost nationalized bank in India with an Exceptional understanding of banking, Insurance, Retail Marketing. Provide comprehensive directions and solutions. Fluent in English , Hindi & Malayalam. Areas of Expertise § Branch Head - Rural , Semi Urban , Urban Branches § Rural Development Officer § Branch head of Retail Hub § Processing of credit Proposals § Lead Management § Risk Management § Monitoring and follow up § Staff Leadership & Team Development § Joined Union Bank of India, one of the topmost nationalized banks in India , in the year 1970 as an award staff member. Worked various capacities as Clerk, Rural Dev. Officer , Marketing Manager , Branch Manager, Processing Credit Proposals, Monitoring and Risk Management Dept, Senior Branch Manager & Chief Manager in Urban, Semi urban and Rural Branches , Retail Hub , Administrative Office & Specialized verticals ., Retired on 31.1.2010 as Chief Manager of Retail Hub, dealing Housing Loans, vehicle loans etc. §Since February 2010 associating with a Chartered Accountant firm in Bank Auditing