hi i can create your chatacrer rigs , i have 15 years doign 3d with 3d max, so im got perfect knowledge of the workflow,
and yeah the cloth is rigged to the body so it wont use esxtra bones and keep the biped structure, so it can work with any game engine or animation software, basic animation will be included so you can check the body rig in action , i create a 100% manua skinning, nothing automatic, so every vertex should move perfect in diferent angles while bending arms and legs, i create animations of arms moving and legs to check the blending between diferent bones and can also create facial rigs, with lypsinc
and many other features, i can create a demo first so you can check the quality and after that you can decide if award me , also after awarded you only pay after final file is delivered
i love what i do and im good at it ,
see ya