hi, I have already developed a accounting software for credit cooperative societies. Which have all the functionality you have mentioned in doc file. Like New account request approval, share allotment, agent comission, interest calculation and complete tally like arrangement. Ledger, groups, Vouchers, Journal, contra, receipt, payment etc.
For live demo pls contact me..
I am expertise in c#, MVC, Asp.net and developed about 30+ web and desktop applications.
thank you.