Method statement preliminary designcông việc

...to create a bot that provides real-time horse racing predictions to users on Discord. This bot will be integrated into my Discord server, and I intend for it to acquire race prediction data through an in-house data collection process. Key Objectives: - Develop a dedicated bot that acquires data from a proprietary data source - Provide real-time predictions for upcoming horse races - Implement a method to deliver these predictions through this bot on Discord Ideal Skills: - Proficiency in Discord bot development - Experience with data collection and analysis - Knowledge of horse racing and predictive modeling The freelancer should ensure that the bot is capable of handling real-time data updates, and that its predictions are consistently accurate. A clean, user-friendly interfa...

I'm looking to develop a new E-commerce website where I can sell my products. The focus of the website will be on selling products directly to customers. Key requirements include: - Integration of Credit Card payment method: I want to provide a seamless shopping experience for the customers and to do so, I need to integrate credit card payment method. This will be the primary payment gateway for the website. - Product Management: I need to be able to easily add, edit and manage products through an intuitive interface. I'd like some simple features like inventory tracking and discount codes, but I'm open to suggestions on how to best manage the products. The ideal freelancer should have: - Proven experience in E-commerce website development - Expertise in int...

I'm in need of a PHP page that helps our agents to send an order. This page should be intuitive and user-friendly while ensuring all necessary information is captured. The platform should be interactive and user-friendly, ensuring a ...default value will be 0 quantity. The maximum quantity must be the quantity in stock -2 We would like to see the total amount of the order. And at the end or at the beginning of the form we want some input fields to insert the data of the company that will purchase: - Company name - Address - City - Postal code - Vat number - SDI number - phone number - person to contact - email address - payment method And at the end a Send order push button The action will be just to send an email to an email address and to update the quantity of the prod...

As a client, I'm looking for a talented product design expert to help improve my initial design for a home electronic appliance. Your tasks will include: - Review and refine my preliminary design - Create a clear, user-friendly, and innovative product design - Suggest materials and other construction details - Deliver high-quality 3D models of the final design Ideally, you have: - Solid experience in home appliance product design - The ability to create detailed, functional designs - Proficiency with 3D design software - Strong understanding of manufacturing processes and materials. Please include examples of previous electronic home appliance designs in your proposal.

I need an expert to comprehensively review the quarterly financials of 18 different organizations. You will be looking at the organization's income statements, balance sheets, and cash flow statements from the past year. Your expertise in financial analysis would be a big asset in this project. Key Tasks: - In-depth scrutiny of quarterly income statements - Detailed examination of balance sheets - Profound analysis of cash flow statements Please note, a comparative analysis among the organizations is not required for this project. Your focus should solely be on individual organization's financial health. Ideal Skills: - Experience in financial analysis and accounting - Detail-oriented with proven analytical skills - Ability to interpret complex financial data This job w...

I need assistance with testing brand campaigns coming out of Germany. Since I am located in India, I am restricted from accessing these campaigns and ne...the strategies of these brands' campaigns from a German perspective. - Skills: Ideal candidates should be well-versed in brand evaluation, advertising, and based in Germany. - Experience: Candidates with past work involving brand testing or similar fields will be preferred. Providing details of these experiences during the application will give you an edge in the selection process. - Working Method: Once contracted, I will guide successful freelancers via Google Meet on specific strategies for testing. With this job comes an opportunity to gain insight and experience into industry brand strategies. Looking forward to you...

NERC Holidays Insertion Directions I am creating a excel sheet for electricity pricing research. There are typical days and there are holidays for which the typical load (demand) shape gets distorted. As a preliminary step in this project, I need to identify all of the holidays that occurred from January 1, 2006 until present. The recognized holidays for the US electricity markets are called “NERC holidays,” which is the abbreviation for the North American Electric Reliability Corporation. The six recognized NERC holidays are New Year’s Day Memorial Day (last Monday in May) Independence Day (always July 4) Labor Day (first Monday in September) Thanksgiving Day (the fourth Thursday in November) Christmas Day (always December 25) Please also add three

...with flow diagram) that turns the motor on twice per lap to build up speed and then coast using the speed gained. Using the current velocity at a given point, the force of the motor is interpolated from a matrix [Vehicle velocity, Motor Force] found in the excel file. I can provide the maths for this as well but have not yet done it. Every next time step must be predicted using the Runge-Kutta 4 method which I have provided in the RK4 Page on the excel. Furthermore, the model must not exceed the maximum velocity predicted for the corners (seen in the excel file) or the maximum time to complete the circuit: if any of these are exceeded, the simulation velocity only applies when there is a curve, otherwise it can be ignored. Lastly, This must be done in python and be able to be ex...

...along with comprehensive metadata about the movies. The homepage will showcase various top critics and their recommendations. General users can browse through these critics, select their preferred ones, and navigate to their individual pages. On a critic's page, users can view movie recommendations and sort movies by various criteria, such as year or genre. ### Project Problem Statement **Project Problem Statement: Development of a Movie Critique and Review Platform** **Objective:** To develop a web-based platform that allows users, specifically movie critics, to publish and manage their own movie critiques, reviews, and recommendations, while providing general users with an intuitive interface to explore and follow their favorite critics. **Key Features:** 1. **...

I'm looking to tap into a potential customer base that I've identified on Instagram. I have amassed 10,000 Instagram url's, which are not linked to my account. I cater to the fitness and wellness industry, providing a range of services that I wish to advertise directly to these individuals. While the method of outreach hasn't been determined yet, it's crucial that this is done on a large scale or 'en-block'. The ideal freelancer for this job should ideally: - Have extensive experience in social media outreach, preferably Instagram - Understand the fitness and wellness services market - Be creative with a knack for engaging potential customers - Have a proven strategy for successful en-block messaging without being labeled as spam - Understand...

I'm completely new to crypto mining but I have a strong interest in it. My main goal is to generate passive income through this method, but I'm also eager to learn more about the technology and support the network. I'm looking for a consultant who can guide me through the following aspects of crypto mining: • Mining hardware selection: I need assistance with understanding what kind of hardware is necessary for efficient mining. • Mining software setup and configuration: I require help setting up and configuring the mining software on my hardware. • Mining profitability analysis: I would like a detailed breakdown of the potential profitability of my mining operation, including the costs and potential returns. Ideal skills and experience for this job w...

I'm seeking a developer who can help me resolve an issue that the google pay button doesn't appear when the allowed auth method is CRYPTOGRAM_3DS. Thank you,

I'm seeking a developer who can help me resolve an issue that the google pay button doesn't appear when the allowed auth method is CRYPTOGRAM_3DS. Thank you,

I'm looking for an expert in Fast Fourier Transformation and/or Wavelet Analysis to transform temperature readings into a frequency/bpm output. This project is intended for a research project I am undertaking. I am looking to see if FFT/Wavelets are able to produce acurate bpm readings so there is not definitive method to follow which is why I require your help/ Key requirements include: - Utilizing Fast Fourier Transformation and/or Wavelet Analysis to transform the raw temperature data. (Data is in the form of multiple .csv files with temperature readings and time stamps). Ideal skills for this project include: - Proficiency in Fast Fourier Transformation and Wavelet Analysis. - Strong command of R programming language for generating the output in R code. Maximum budget ...

I need a professional to prepare my income statement and balance sheet according to IFRS standards. My records are ready, and I only require a summary-level of detail. Ideal skills and experience include: - Proficiency in IFRS (International Financial Reporting Standards) - Proven track record in preparing financial statements, especially income statements and balance sheets - Detail-oriented and able to work with a high level of accuracy - Good communication skills to clarify any details for a summary-level reporting. This is a one-time project, but if successful, there may be more in the future.

I require an experienced accountant to prepare a set of financial documents for my company. Last 2 year Audited Financial statements for the previous 2 fiscal year-ends: Income Statement, Balance Sheet, Cash Flow Statement Interim Financial Statements (Balance Sheet, P&L, Cash Flow Statement) Financial statements for the most recent interim period: Income Statement, Balance Sheet, Cash Flow Statement Merchant Processing Statement

I want to design a car wash, and I want to import the goods from China, but I do not know what is the method, the best quality, and the method of communication. I want boxes for electric tanks that are made of carbon fiber, I want washing materials, I want water pumps, vacuum cleaners, all cleaning tools, and some other things. Ideal Skills: - Proficiency in Chinese - Experience with online dispute resolution - Strong communication skills - Understanding of international commerce and refund procedures

...developing a distinct and memorable logo for brand recognition and professional appeal. Although I do have a few concept ideas in mind, I need expert assistance to bring those ideas to life. Key Responsibilities: - Collaborate with me to refine and expand my preliminary logo ideas. - Generate a unique and creative design, leaning towards the wordmark style. - Develop a professionally appealing and memorable logo using Canva Pro. Ideal Skills and Experience: - Proficiency with Canva Pro - Proven experience in wordmark logo design - Solid understanding of brand development and color theory - Exceptional creativity and innovation - Excellent communication skills. I'm looking for someone who can transform my ideas into a sophisticated wordmark logo that will ...

Vehicle Display Device Please gather product information on vehicles that are equipped with the technology described in the section "2. Technology Sought". *Note: Do not limit your information gathering to only the details mentioned in "1. Background" and "3. Reference Information" (sections 【1】 and 【3】 are for reference only). 【1　Background】 As a foundational technology, there is a method for displaying the anticipated trajectory of other vehicles on a head-up display when there is a possibility of these vehicles merging from adjacent lanes. Although this technology is introduced, it is noted that there is room for improvement. Specifically, the challenge is to make it easier for drivers to identify merging maneuvers executed by vehicles in adjacent ...

...during autonomous driving, the driver's statement is captured, and based on that statement, part of the reason for the request is explained to the driver. ・Example: Memorizing the correlation between the driver's statement and part of the reason for the request. ・Example: If the driver's statement is similar to a recorded statement, a related explanation is presented to the driver. ・Example: Acquiring the cause of the request and downloading related information based on that cause. ・Example: This process is repeated until manual driving starts or until the switch to manual driving is indicated by the driver's statement. ・Example: Also has the capability to receive related information from a specific device, which is provided ...

I'm facing some errors and broken links on my Laravel website. I need someone to help: - Identify the existing error messages and fix them - Identify broken links and propose a solution I don't have a preference on how you identify the broken links. Just propose the most efficient and effective method for my website. Deliverables: - Resolving all error messages - Providing a list of broken links and a plan on how to fix them Ideal Skills: - Proficient in Laravel - Experience with troubleshooting and fixing website errors - Familiar with identifying and resolving broken links

I'm looking for a quantity surveyor experienced in residential construction. Key Requirements: - Provide both preliminary and detailed itemized estimates. - Expertise in estimating for structural components, finishing materials, and MEP systems. Your job will include: - Detailed take-offs and measurements for all elements of a residential building. - Translating the measurements into a comprehensive quantity survey. - Providing both high-level preliminary and detailed itemized estimates. This role requires a meticulous eye for detail and a strong understanding of construction materials and techniques. Experience in working on similar residential projects is preferred.

I'm looking for someone experienced in running projects from GitHub repositories "" to assist me in setting up and running the demo-k6-operator project on my Mac machine. Your guidance should help me to understand how this project works, which is my primary goal. Key requirements: - Expertise in running and configuring projects from GitHub repositories on Mac machines - Solid understanding of the demo-k6-operator project - Ability to provide clear, detailed instructions and guidance for running the project on my machine - Patience and willingness to explain concepts to help me understand the project better The specific challenge we may face is that I'm using a Mac CPU that is NOT Intel, so experience with this kind of set-up would be a significant advantage. Your supp...

I'm in need of preliminary a detailed and accurate site plan for approximately 20 residential lot development in Jacksonville, Florida. This project requires careful attention to lot sizes and dimensions, as well as adherence to Jacksonville's specific setbacks and zoning regulations. The design should also include necessary road access and infrastructure requirements. The ideal freelancer for this project would have experience in civil engineering or urban planning and have a deep understanding of Jacksonville's local zoning laws. Skills in CAD or other design software are a must. The site location is 3062 Sunnybrook Cr, Jacksonville, Fl 32254 the Lot has an area of 3.47 acres We can split the project in different phases.

I'm seeking a skilled and versatile bookkeeper to manage my accounts in QuickBooks. Key Responsibilities Include: - Daily entry of transactions - Financial statement preparation - Tax planning and filing Ideal Qualifications: - Proficiency in QuickBooks - Experience in managing both accounts payable and receivable - Strong understanding of tax planning - Excellent attention to detail - Previous experience working with a diverse range of transactions I value clear communication and a proactive approach to managing my finances. The role may be expanded in the future if the right candidate demonstrates a keen eye for financial strategy.

...Skills: - Strong attention to detail: The invoice should be well laid out and error-free. - Graphic Design: Experience in adding logos and making documents look professional is a plus. - Familiarity with accounting and invoicing: Some knowledge of these areas will be beneficial for understanding the context and importance of the data being presented. Please note that I don't need any interactive elements such as clickable links or formulas. The main focus here is on turning the raw billing data into a clear, professional invoice. You're going to take a simple excel file with customer data and account numbers and create an easy to understand, simple annual billing invoice/income statement with my company logo on it. Account numbers will be redacted except for a...

...designer to create a captivating postcard for my real estate investment company. The design should be aimed at generating leads for buying houses and establishing credibility. Key details to include: - Call to action: Call or Text for free no-obligation cash offer - Contact Information - Benefits of Selling to an Investor. The design should also be centered around promoting our unique selling proposition - 'We Buy Houses - Sell As-Is For Cash.' The aim is to make this stand out and appeal to potential customers. To enhance trust and credibility, testimonials from previous clients should also be creatively incorporated into the design. Ideal skills and Experience: - Proven experience in graphic design, preferably for real estate - Strong portf...

I am seeking a vibrant, innovative brand strategist for a budding brand. The ideal candidate will understand how to speak to professionals in the 25-40 range successfully, recognizing their needs, tastes, and aspirations. Tasks: - Development of a brand strategy from scratch encompassing all key factors: the vision, mission, personality and the positioning statement. - In-depth competitive analysis to understand stand-out strategies in the current market. - Collaborative creation of a novel, targeted marketing plan. The suitable candidate should have: - Able track record of successful brand creation from zero. - Proficient understanding of marketing towards a professional demographic. - Sound knowledge of competitive analysis techniques.

...suppliers. • Miscellaneous Documents: Space to store and manage other project-related documents. 2. Year-To-Date (YTD) Tracker This module focuses on providing a comprehensive overview of the company's profit and loss by incorporating all projects and back-office expenses. Features: • Consolidated P/L Dashboard: Aggregates data from all projects and expenses to display a real-time profit and loss statement. • Expense Tracking: Management of back-office expenses including rent, insurance, advertising, and labor costs. • Financial Reports: Generation of detailed reports like balance sheets, income statements, and cash flow statements. • Budget Management: Tools to set budgets, compare actual spending, and forecast future expenses. 3. Employee/Subcon...

...to build an Airbnb like with a user-friendly interface across web, iOS, and Android platforms. Share you existing airbnb website client portfolio to move further Key features should include: - User Registration and Login: Implement social media login integration to allow users to sign up or log in using their social media accounts swiftly. Additionally, introduce a traditional signup/login method using email verification and a username-password combination. - Property Listing and Search: Create a feature that allows users to list their properties easily and ensure an efficient, high-quality search function for property seekers. - Booking and Payment System: We must have a seamless, secure booking and payment system for users to reserve and pay for listed properties. Ideal...

I'm looking for a skilled Python programmer with experience in data analysis and route optimization. The main goal of the project is to create a method to develop a route optimization system for navigating between various locations. Key Tasks: - Create a method for data analysis - Develop a route optimization system The route optimization system should focus on finding the shortest path between the multiple stops. Ideal Skills: - Proficiency in Python - Strong background in data analysis - Experience in developing route optimization systems, especially focusing on the shortest path - Familiarity with tools and libraries used in data processing and route optimization - Excellent problem-solving skills I'm looking for someone who can take ownership of this proje...

...fairly complex Autohotkey script that customizes the behavior of an application. This script involves some advanced functions like Windows API calls and file manipulations, and I need it to be converted to C# code. The C# application doesn't need to have a GUI, it only needs to replicate the functionality of the Autohotkey script. API used - GetMenuItemCount EnableMenuItem GetMenuString Ahk method used MouseGetPos CoordMode WinExist WinGetClass LButton::return SendMessage WinGetTitle WinGet WinActivate ControlGetFocus Key requirements: - Convert an advanced Autohotkey script that customizes application behavior to C# code - Ensure the C# code replicates the original Autohotkey script's functionality - No GUI is required in the C# application Ideal skills and exp...

a) investment cost analysis ) b) p&l c) Revenue analysis and d) Analysis of operating expenses

1) investment cost analysis (fixed) b) p&l c) Revenue analysis (3 years minimum) d) Analysis of operating expenses

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...system to have a range of features that will make it more convenient for our patients and staff. Key Features: - Online Payment: The system should support online payment through Stripe. This will allow patients to pay for their appointments in advance. - Swedish Payment Provider: Integration with the Swedish payment provider Swish is important, as many of our customers prefer to pay using this method. - Video Conferencing: The system should enable the setup of online meetings. These meetings should be conducted via video conferencing. This feature will be useful for remote consultations and follow-ups. - Calendar Booking: The system should have a calendar booking feature, which allows patients to select their preferred date and time for an appointment. Information Collection: -...

I'm looking for an experienced individual to help me set up a VPN server on my TP Link Omega E707, running Win...experienced individual to help me set up a VPN server on my TP Link Omega E707, running Windows OS. The primary goal of this is to allow secure remote access to my home network. Key Requirements: - Set up a VPN server on a TP Link Omega E707 running Windows - VPN server must be accessible outside my network - Ensure security and privacy in the VPN configuration - Establish a reliable connection method for remote access The ideal candidate should have: - Proven experience in setting up VPN servers on TP Link routers - Extensive knowledge of Windows OS - Understanding of network security and remote access protocols. Please note that my TP Link Omega E707 has a dyna...

...Cost Estimation Methods Training Materials Preliminary and Detailed Estimate Accuracy of Cost Estimates bill of Quantity Description of work, quantity (volume)+units and unit price of work Productivity Estimating Estimating Productivity Resource Scheduling Work Breakdown Structure (WBS) A method of organizing a project Create Project Cash Flow Creating Project Cash Flow compare the Actual Cost and Budget Plan Bid Evaluation Bid Evaluation Computer Program Applications Related Project case studies Project Cost Estimation Methods Training Participants practitioners, planners, implementers, supervisors and maintainers as well as those involved or interested in exploring project cost estimates Project Cost Estimation Methods Training Method Presentat...

I'm seeking an expert in web scraping to specifically help extract data (price, stock availability, description, review content,..) from e-commerce platforms. Your specific task will entail: - Identifying and implementing the most efficient and effective way to scrape data. - extracting all data related to a product (picture, price, description, reviews, rating,...). Your method should maintain adherence to all legal and ethical guidelines - I'll need details on this as your bid. This project will require: - Proficiency in web scraping tools and techniques. - Sound knowledge of data extraction and storing processes. - Ability to work with undisclosed e-commerce platforms. - Familiarity with review structures on e-commerce sites.

...Cost Estimation Methods Training Materials Preliminary and Detailed Estimate Accuracy of Cost Estimates bill of Quantity Description of work, quantity (volume)+units and unit price of work Productivity Estimating Estimating Productivity Resource Scheduling Work Breakdown Structure (WBS) A method of organizing a project Create Project Cash Flow Creating Project Cash Flow compare the Actual Cost and Budget Plan Bid Evaluation Bid Evaluation Computer Program Applications Related Project case studies Project Cost Estimation Methods Training Participants practitioners, planners, implementers, supervisors and maintainers as well as those involved or interested in exploring project cost estimates Project Cost Estimation Methods Training Method Presentat...

...update and display data in real-time, ensuring users always have the latest information at their fingertips. Authentication Method: I'm looking to implement an "auth_key" based authentication method. This refers to API key authentication, where users will be authenticated by providing an API key. This method is crucial for keeping the platform secure and user data protected. Ideal Skills and Experience: - Proven experience in React development with a strong portfolio of real-time webapps - Proficiency in implementing real-time communication features like chat and data updates - Understanding of API key authentication and experience implementing this security method - Strong problem-solving skills and ability to work independently I'm ea...

About Us: We're a dynamic and growing company that specializes in helping businesses scale through effective online marketing and web development. We l...ion. Communication skills: Excellent written and verbal communication skills to effectively interact with clients and team members. Leadership: Strong leadership skills to motivate and guide a virtual team. Problem-solving: Ability to identify and solve problems quickly and efficiently. The most important thing is that you can peel bananas with one hand free! (Please understand this weird statement it's to help me weed out auto-responses from AI bots) Bonus Points: Experience with other marketing automation or CRM platforms. Knowledge of HTML, CSS, or other web development languages. Familiarity with SEO and content m...

...expertise in preparing and researching state law pertaining documents. Key tasks will include: - Preparation of statement of claim - Handling assorted court documents - Legal research as and when required There isn't a harsh deadline to follow, but I'd appreciate consistent and dedicated work. Ideal applicants should have a background in paralegal studies and experience dealing with state laws. A strong understanding of court proceedings and legal jargon is essential. Attention to detail and the ability to research thoroughly are also important skills for this job. Research documents and share prices and see the correlation a well researched draft statement of claim that can filed in appropriate jurisdiction ie supreme court documents for discovery ...

This proposal outlines the provision of a dedicated developer for Adfox from May 16 to May 31, 2024. The developer will assist with website customizations, corrections, translations, and initial setup of the approval environment. This period serves as a preliminary phase to establish workflow processes and task management before the extended agreement period begins in June 2024. The cost for these services over the 15-day period is $500. Tasks can be assigned and managed through our project management tool, ensuring transparency and effective communication.

...facilitate the customer's buying journey. 2. User Registration: The site needs an intuitive and seamless user registration process to create a personalized shopping experience for each customer. 3. Product Search: A top-notch product search functionality is vital for helping customers quickly locate the products they want to purchase. 4. Payment Method: Predominantly, the transactions will be processed through bank transfers. Compatibility with this method is non-negotiable. Ideal Skills and Experience: • Proven track record in designing e-commerce websites • Mastery in creating smooth and robust shopping cart systems • Familiarity with registration systems and user-friendly product search functionalities • Experience in setting up websites th...

I'm looking for a freelancer who can extract all the information and workouts from the Summers Method workout app. Key Responsibilities: - Extract all workout videos - Compile exercise descriptions - Collect training schedules - Provide me with all data from the application I will provide you with login credentials to access the application and you will need to deliver everything in a PDF document/ along with videos in MP4 format. Ideally, the freelancer should have experience in data extraction, be thorough and detail-oriented. They should also have a basic understanding of workout routines and fitness. Please note that I need all the information from this app, no exceptions.

I'm lookin...spread across 10 different categories. The key functionalities and requirements are: - **Product Management**: I'll need the capability to bulk upload products through a spreadsheet. This will be necessary for efficiently managing such a large product catalog. - **Payment Integration**: The website should support credit card payments. This is a crucial aspect of the site as it will be the primary method through which customers will be transacting. The ideal candidate should have proven experience in building e-commerce websites with extensive product catalogs and automated product management systems. A strong understanding of handling payment gateways is also a must. Your suggestions for optimizing the site for smooth user experience and backend management ...

DEFININTIONS local environment: developers laptop client: Wayne contractor: Faisal and his team PROBLEM STATEMENT Due to missing connection to database, the website on clients local machine is generating errors thus preventing development. SOLUTION: Create a replica of RDS production server (to be called "dev") on AWS, that can be used for development on local environment and for staging testing later on. CONTRACTORS ANTICIPATED TASKS (high level) 1. Take backup of production database on AWS 2. Create new RDS instance (server) using the backup and restore the backup. 3. Configure and verify the network settings to make connections over internet. 4. Test connection of new dev database with web application on local environment. DELIVERABLES 1. Demo showing the website o...

I am in need of a skilled freelancer with expansive knowledge in tax filing and planning, financial statement preparation, audit and assurance services, winding company procedures, and addressing private limited pending compliances. Ideally, you should have vast experience in handling financial matters for small businesses. Your application should include: - Detailed project proposal: Kindly break down how you plan to provide the services I require. Highlight your approach, the steps you will take, and the tools and methodologies you will employ to ensure everything is done professionally and up to standard. Skills and Experience: - Certified Accountants and Company Secretaries: Given the complexity of the work, it's crucial that you have completed professional certificat...

I require a competent professional to create a Statement of Advice document covering three core areas - Investment Advice, Retirement Planning Advice, and Debt Management Advice. Key responsibilities: - Developing a comprehensive advice document targeted at individuals. - Diversifying the advice across investment, retirement planning, and debt management. Ideal Candidate: - Experience in financial advisement. - Exceptional writing and communication skills. - Profound understanding of financial planning and debt management strategies. - Proficiency in creating Word format documents. Deliverable: - A well-structured Word document embodying detailed financial advice targeting individuals.